Routing number santander bank

Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Winchester, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...

Routing number santander bank. Click on the routing number link in the table below to navigate to it and see all the information about it (address, telephone number, zip code, etc.). Filter. No. Routing Number. Address. City. State. 1. 066010597.

The ACH routing number will have to be included for sending an ACH transfer to any Santander account. To send a domestic ACH transfer, you'll need to use the ACH routing number 231372691. You'll need to include the ACH routing number when sending an ACH transfer to any Santander account. Routing Numbers of Popular Banks.

Fedwire Routing. Routing Number 221272332 doesn't process Fedwire Payments. All Routing Numbers of Santander BankSantander Bank NA - Union Hill & Wild Turkey Way Branch Full Service, brick and mortar office 345 Union Hill Rd Manalapan, NJ, 07726 Full Branch Info | Routing Number | Swift CodeFedwire Routing. Routing Number 021207002 doesn't process Fedwire Payments. All Routing Numbers of Santander BankThe Main Difference Between Sort Code vs. Routing Number. Sort code is composed of 6 digits, whereas the routing number has 9 digits. Sort code is used by banks in Ireland and the UK, whereas the routing number is used by banks in the US. Some banks print the sort codes on their bank card in the UK, whereas American banks don't print the ...The routing number # 011075202 is assigned to SANTANDER BANK, N.A.. Routing Number: 011075202: Institution Name: SANTANDER BANK, N.A. Office Type: Main office: Delivery Address: 601 PENN STREET, READING, PA - 19601 Telephone: 877-768-2265: Servicing FRB Number: 011000015Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in New Bedford, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Lowell, Massachusetts, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Visit or book an appointment at 25 Torrey Street in Brockton, MA for help with bank accounts to business loans, and enjoy personal banking at our ATMs.

Find and lookup Santander Bank routing numbers. ABA routing numbers, or routing transit numbers, are nine-digit codes you can find on the bottom of checks and are used for ACH and wire transfers. 021206074 Santander Bank Reading PA 19601. 231271404 Santander Bank Wyomissing PA 19610.Santander Bank NA Routing Number, Address, Swift Codes. Home; All Banks; Santander Bank NA; Filter Results. By State: Connecticut (24) Delaware (1) Massachusetts (203) New Hampshire (17) New Jersey (129) New York (75) Pennsylvania (135) Rhode Island (29) Santander Bank, N.A. Branches. 613 branches found. Showing 151 - 165Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Allentown, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Xem thêm: Tổng hợp mã SWIFT CODE của 111 Chi Nhánh Ngân Hàng Vietcombank đầy đủ nhất. ABA Routing number / Routing Number / Routing Code (American Bankers Association): Là 9 con số dùng để nhận dạng ngân hàng và chỉ dùng trong nước Mỹ. Việt Nam không có con số này nhé các bạn. Nếu Net nào ...Santander Bank NA - South Street Branch. Full Service, brick and mortar office. 73 West Street. Concord, NH, 03301. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Derry Branch. Full Service, brick and mortar office. 20 East Broadway. Derry, NH, 03038.The SWIFT/BIC code for Banco Santander (Mexico) is BMSXMXMMXXX. However, Banco Santander (Mexico) uses different SWIFT/BIC codes for the different types of banking services it offers. If you're not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers.BANCO SANTANDER INTERNATIONAL routing numbers have a nine-digit numeric code printed on the bottom of checks which is used for electronic routing of funds (ACH transfer) from one bank account to another. ... Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. It's based on the location of the ...The Santander Uk Plc , Santander 725615 Branch is Located in Bradford City in Great Britain. Address is : Po Box 1109. Santander Uk Plc , Santander 725615 Branch Sort Code is : 72-56-15. Click to Copy. Equivalent Code of Santander Uk Plc , Santander 725615 Branch is : 725615. Click to Copy. Phone Number is: -.

Our routing number lookup service can help! With details of 18,000 routing numbers belonging to 1,200 banks and credit unions, our service is a resource for finding and checking routing numbers in the United States. Simply visit our website and search for the bank or credit union you are interested in, and you'll be able to access all the ...Santander Bank NA - Park Avenue Branch. Full Service, brick and mortar office. 655 Park Avenue. Worcester, MA, 01603. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Lincoln Street Branch. Full Service, brick and mortar office. 486 Lincoln Street. Worcester, MA, 01605.Santander Bank A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers.The SWIFT/BIC code for Banco Santander (Mexico) is BMSXMXMMXXX. However, Banco Santander (Mexico) uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly. Save on international money transfers.The routing number for a PNC checking account is dependent on the location that the checking account was first opened; the routing number can generally be found at the bottom of a ...

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For your business checks, Santander Bank recommends Deluxe. For added convenience, you can now order your business checks and forms online! It's fast, easy, and secure. ... Your routing number is 231372691. You will need this along with your account number to exchange automatic payments with other businesses.To receive international wire transfer in your Santander Bank account, please use the following wire instructions: Bank Name: Santander Bank NA. SWIFT/BIC Code for Santander Bank: SVRNUS33. Routing Transit Number: If your account has 11 digits, your ABA/Routing number is 011075150. If your account has 10 digits, your ABA/Routing number is ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Jackson, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...In regards to Santander Bank, If your account number consists of 11 digits, the routing number you should use is 011075150. Conversely, if your account number is made up of 10 digits, the appropriate routing number is 231372691.Jan 20, 2015 · The routing number can be found on your check. The routing number information on this page was updated on Mar. 25, 2024. Bank Routing Number 011075150 belongs to Santander. It routing both FedACH and Fedwire payments.

Find the BIC / SWIFT code for SANTANDER BANK POLSKA S.A. (FORMERLY BANK ZACHODNI WBK S.A.) in Poland here. Check your bank's SWIFT code and get all details you need for international money transfer. ... Location code 0-9 A-Z 2 characters made up of letters or numbers. It says where that bank's head office is. Branch Code 0-9 A-Z 3 digits ...The routing number can be found on your check. The routing number information on this page was updated on Mar. 25, 2024. Bank Routing Number 011075150 belongs to Santander. It routing both FedACH and Fedwire payments.Routing Number : 231372691 The routing number # 231372691 is assigned to SANTANDER. Routing Number: 231372691: Institution Name: SANTANDER : Office Type: Main office: Delivery Address: MAIL CODE 10-6438-AH5, READING, PA - 19612 Telephone: 610-463-9182: Servicing FRB Number: 031000040 Servicing Fed's main office routing number: Record Type Code: 1For your business checks, Santander Bank recommends Deluxe. For added convenience, you can now order your business checks and forms online! It's fast, easy, and secure. ... Your routing number is 231372691. You will need this along with your account number to exchange automatic payments with other businesses. Your Santander Bank account number; SWIFT Code - SVRNUS33; Santander Bank routing number ; If your account has 11 digits, your ABA/Routing number is 011075150 If your account has 10 digits, your ABA/Routing number is 231372691 If the depositing bank requires an address for Santander Bank, please use the following address: Santander Bank N.A ... Find the routing number for your Santander Bank, N.A. account based on the number of digits and the location. See the list of 33 routing numbers and their status, location, and other information.Find your routing number for SANTANDER BANK in Pennsylvania and other …Routing Number for Santander Bank, N.A. in Rhode Island. A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing ...Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Reading, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank NA - Independence Community Bank Branch. Full Service, brick and mortar office. 215 Atlantic Ave. Brooklyn, NY, 11201. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Bay Ridge Parkway Branch. Full Service, brick and mortar office. 7500 5th Avenue. Brooklyn, NY, 11209.The 211073499 ABA Check Routing Number is on the bottom left hand side of any check issued by SANTANDER BANK, N.A.. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.New Business Banking Checking Account Set-up. Welcome! Use our helpful checklist to set-up your account and begin banking with us. Thanks for choosing Santander for your Business Banking needs. We're dedicated to your business and want to get you started using your business banking package.

601 Penn Street reading, PA 19601. (610) 378-6800. Reopening today at 9am ET. ATM: Open 24 Hours. Get Directions | Branch Details. 0.2 mi. Santander Bank | ATM. ATM. 730-42 Penn Street reading, PA 19602.

Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Bensalem, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...The bank routing number identifies a financial institution where a deposit. It’s used for making direct deposits and for sending money out of your account via a check or automated ...SANTANDER routing numbers have a nine-digit numeric code printed on the bottom of checks which is used for electronic routing of funds (ACH transfer) from one bank account to another. There are 4 active routing numbers for SANTANDER. ... Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. It's ...SANTANDER routing numbers have a nine-digit numeric code printed on the bottom of checks which is used for electronic routing of funds (ACH transfer) from one bank account to another. There are 4 active routing numbers for SANTANDER. ... Your bank routing number is a 9-digit code used to identify a financial institution in a transaction. It's ...SANTANDER BANK, N.A., MASSACHUSETTS ABA Routing Number list. The complete list of SANTANDER BANK, N.A., MASSACHUSETTS all branches ABA Routing Number, FRB Number, branch address with zipcode, phone number & other details.In today’s digital age, online banking has become an essential part of our lives. With just a few clicks, we can manage our finances conveniently and securely. Santander UK is one ...Visit our branch locator to find the closest Santander location to you, or utilize the Santander Bank Mobile App. What is my Personal Identification Number (PIN)? A Personal Identification Number, also known as a PIN, is a 4-digit code that you use to access the funds in your checking account when you use your debit card, whether at an ATM or ...Apr 4, 2018 · The routing number can be found on your check. The routing number information on this page was updated on Jan. 5, 2023. Bank Routing Number 031302117 belongs to Santander Bank. It routing FedACH payments only.

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Santander Bank NA - Abington Pa Branch. Full Service, brick and mortar office. 1415 Old York Road. Abington, PA, 19001. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Fairgrounds Branch. Full Service, brick and mortar office. 1701 Chew Street. Allentown, PA, 18104. Detail Information of ACH Routing Number 011375245; Routing Number: 011375245: Date of Revision: 042114: Bank: SANTANDER BANK, N.A. Address: 1125 BEKSHIRE BOULEVARD Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Philadelphia, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...Santander Bank NA - Wayland Branch. Full Service, brick and mortar office. 326 Boston Post Road. Wayland, MA, 01778. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Webster Branch. Full Service, brick and mortar office. 206 Main Street. Webster, MA, 01570.You should contact the Santander Bank Loss Mitigation Team at 1-866-397-5370 or via e-mail at [email protected], and ask to be considered for Modification. If you would like to speak to a housing counselor, you can call 1-888-995-HOPE (4673). Santander Bank Routing Number: Santander Bank has several routing numbers. If you know your account number: Bank account number has 11 digits, your bank routing number is 011075150. Bank account number has 10 digits, your bank routing number is 231372691. If you do not know your account number: Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Aberdeen, New Jersey, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ...This Schedule is entered into by and between Santander Bank, N.A. (“Bank”) and Customer identified in ... number, the account number, and the check serial number ... ….

Us Bank A routing number is a nine digit code, used in the United States to identify the financial institution. Routing numbers are used by Federal Reserve Banks to process Fedwire funds transfers, and ACH(Automated Clearing House) direct deposits, bill payments, and other automated transfers.Routing Number for Santander Bank, N.A. in Pennsylvania. A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing ...The 231375630 ABA Check Routing Number is on the bottom left hand side of any check issued by SANTANDER BANK. In some cases, the order of the checking account number and check serial number is reversed.PNB Bank branch location at A. DIZON ST., SAN NICOLAS, CONCEPCION with address, opening hours, phone number, ... CONCEPCION with address, opening hours, phone number, directions, and more with an interactive map and up-to-date information. A Tarlac-Concepcion PNB Branch Address A. Dizon St., San Nicolas, Concepcion, Tarlac 2316 Phone (045)923-0690.Santander Bank routing number ; If your account has 11 digits, your ABA/Routing number is 011075150 If your account has 10 digits, your ABA/Routing number is 231372691 If the depositing bank requires an address for Santander Bank, please use the following address: Santander Bank N.A.The first 2 digits of Santander's routing number - '21' - identify the Federal Reserve district the bank operates within. The next 7 digits - '1071988' - denote Santander Bank specifically. To find Santander Bank's routing number, account holders can check the bottom of a check or deposit slip. It can also be obtained by ...Santander Bank, N.A. Branches in Toms River, New Jersey. 6 branches found. Showing 1 - 6. Santander Bank NA - Lakewood Branch ... e-payments, online payments, and other payments to the correct bank branch. Routing numbers are also known as banking routing numbers, routing transit numbers, RTNs, ABA numbers, and sometimes SWIFT codes (although ...Route 37 office is located at 190 Route 37 East, Toms River. You can also contact the bank by calling the branch phone number at 732-244-4200. Santander Bank Route 37 branch operates as a full service brick and mortar office. For lobby hours, drive-up hours and online banking services please visit the official website of the bank at www ...Routing Number for Santander Bank, N.A. in Pennsylvania. A routing number is a 9 digit code for identifying a financial institute for the purpose of routing of checks (cheques), fund transfers, direct deposits, e-payments, online payments, etc. to the correct bank branch. Routing numbers are also known as banking routing numbers, routing ...011075202 is the current routing transit number of Santander Bank, N.A. situated in city Reading, state Pennsylvania (PA). You can find the complete details about Santander Bank, N.A., Reading below in the table including the exact address of the institution, ZIP-code, phone number, Servicing FRB and other details. Routing number santander bank, The 011075150 ABA Check Routing Number is on the bottom left hand side of any check issued by SANTANDER. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank., How To Find Routing Number Santander App (What Is Santander Bank Routing Number). In this video tutorial I will show how to find Routing Number Santander app..., The 211073499 ABA Check Routing Number is on the bottom left hand side of any check issued by SANTANDER BANK, N.A.. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank., Santander Private Client Services 1-844-726-6300 Santander Private Client World Debit Mastercard Benefits 1-866-214-5084 Investment Services for Santander Private Client 1-844-726-6800, Santander Bank NA - Abington Pa Branch. Full Service, brick and mortar office. 1415 Old York Road. Abington, PA, 19001. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Fairgrounds Branch. Full Service, brick and mortar office. 1701 Chew Street. Allentown, PA, 18104., New Business Banking Checking Account Set-up. Welcome! Use our helpful checklist to set-up your account and begin banking with us. Thanks for choosing Santander for your Business Banking needs. We're dedicated to your business and want to get you started using your business banking package., Routing Number for Santander Bank NA. Branches; Routing No. Swift; Santander Bank (formerly Sovereign Bank) is a wholly owned subsidiary of the Spanish Santander Group. Based in Boston, Massachusetts, the bank whose principal market is in the North-eastern United States has more than $77 billion in assets, operates 723 retail banking offices ..., 105 reviews. Citibank, GRASMERE BRANCH (0.7 miles) Full Service Brick and Mortar Office. 1492 Hylan Blvd. Staten Island, NY 10305. Santander Bank, N.A., RICHMOND ROAD BRANCH at 1550 Richmond Rd, Staten Island, NY 10304 has $233,097K deposit. Check 76 client reviews, rate this bank, find bank financial info, routing numbers ..., Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Bronx, New York, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services - Santander ..., Find local RCBC Bank branch locations in Angeles City, Central Luzon with addresses, opening hours, phone numbers, ... Central Luzon with addresses, opening hours, phone numbers, directions, and more using our interactive map and up-to-date information. A ANGELES STO. CRISTO RCBC Branch Address 243 Sto. Entierro St., Brgy. Sto. Cristo, Angeles City, SANTANDER BANK, N.A. routing numbers have a nine-digit numeric code printed on the bottom of checks which is used for electronic routing of funds (ACH transfer) from one bank account to another. There are 8 active routing numbers for SANTANDER BANK, N.A.. , The Chase routing number associated with a checking account can be found printed on the lower-left edge of a blank check. The routing number is made up of nine digits with a specia..., A checking account can be opened in branch or online, either individually or jointly. First, make sure you have the following information ready for each account holder: To open an account online you’ll need: a social security number. a US residential address (not a PO box) Funding account (routing & account number)., Santander Bank Hylan Boulevard branch is one of the 408 offices of the bank and has been serving the financial needs of their customers in Staten Island, Richmond county, New York since 1982. Hylan Boulevard office is located at 2700 Hylan Boulevard, Staten Island. You can also contact the bank by calling the branch phone number at 718-355-6152., Fedwire Routing. Routing Number 231374945 doesn't process Fedwire Payments. All Routing Numbers of Santander Bank, Your Santander Bank account number; SWIFT Code - SVRNUS33; Santander Bank routing number ; If your account has 11 digits, your ABA/Routing number is 011075150 If your account has 10 digits, your ABA/Routing number is 231372691 If the depositing bank requires an address for Santander Bank, please use the following address: Santander Bank N.A ... , Full Branch Info | Routing Number | Swift Code. Santander Bank NA - County Street Branch. Full Service, brick and mortar office. 58 County Street. New Bedford, MA, 02744. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Newbedford-Ashley Boulevard Branch. Full Service, brick and mortar office. 909 Ashley Boulevard. , 221271265 is the current routing transit number of Santander Bank, N.A. situated in city Reading, state Pennsylvania (PA). You can find the complete details about Santander Bank, N.A., Reading below in the table including the exact address of the institution, ZIP-code, phone number, Servicing FRB and other details., Santander Bank is here to help serve your financial needs, with branches and 2000+ATMs across the Northeast and in Newtown, Pennsylvania, including many CVS Pharmacy® locations. With checking accounts, money market savings accounts, online banking, and business banking - as well as a full suite of other banking productions and services ..., Fedwire Routing. Routing Number 231374945 doesn't process Fedwire Payments. All Routing Numbers of Santander Bank, Detail Information of ACH Routing Number 011401135; Routing Number: 011401135 Warning: This number is no longer in use. Please use the new Routing Number below. New Routing Number: 231372691: Date of Revision: 042114: Bank: SANTANDER BANK, N.A. Address: MAIL STOP CP-201: City: LAWRENCE: State: MA: ZIP: 01841: Phone (978) 689-8500, Fedwire Routing. Routing Number 211371191 doesn't process Fedwire Payments. All Routing Numbers of Santander Bank, Routing numbers are also known as bank routing numbers, routing transit numbers (RTNs), ABA numbers, ACH routing numbers. Routing numbers may differ depending on where your account was initially opened and the type of transaction made. Banco Santander Puerto Rico is a FDIC Insured Bank (Non-member Bank) and its FDIC Certification ID is 20828., Santander Bank NA - Eighth Avenue Branch. Full Service, brick and mortar office. 924 Eaton Ave. Bethlehem, PA, 18018. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Moravian Branch. Full Service, brick and mortar office. 65 East Elizabeth Avenue. Bethlehem, PA, 18018., SANTANDER routing numbers list. SANTANDER routing numbers have a nine-digit numeric code printed on the bottom of checks which is used for electronic routing of funds (ACH transfer) from one bank account to another. There are 4 active routing numbers for SANTANDER., Santander Bank NA - Silver Lane Branch. Full Service, brick and mortar office. 934 Silver Lane. East Hartford, CT, 06118. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - East Windsor Branch. Full Service, brick and mortar office. 96 Bridge Street., Find a branch. Book an appointment. Find everything you need to know about opening or managing your Santander checking or savings account, including tips and tools to help you better manage your finances. , What is the IBAN code for Santander in Spain? IBAN for Santander in Spain consists of 24 characters: 2 letter country code. 2 digit check number. 4 characters from the Santander's bank code. 4 digit code for the Santander bank branch. 2 digit code for national code. 10 digit code for the Santander bank account number., Santander Bank NA - Oakwood Branch. Full Service, brick and mortar office. 3150 Amboy Road. Staten Island, NY, 10306. Full Branch Info | Routing Number | Swift Code. Santander Bank NA - Castleton Corner Accommodation Branch. Limited Service, drive-through facility. 1850 Victory Boulevard. Staten Island, NY, 10314. , IBAN stands for international bank account number. An IBAN bank number is used to validate bank account information when money is being transferred. Here’s more information about I..., The banking institution's routing number: Bank: SANTANDER BANK Commonly used abbreviated customer name: Office Code: O - Main Office: Servicing FRB Number: 021001208 Servicing Fed's main office routing number: Record Type Code: 1. The code indicating the ABA number to be used to route or send ACH items to the RFI., The banking institution's routing number: Bank: SANTANDER Commonly used abbreviated customer name: Office Code: O - Main Office: Servicing FRB Number: 031000040 Servicing Fed's main office routing number: Record Type Code: 1. The code indicating the ABA number to be used to route or send ACH items to the RFI., The 231372387 ABA Check Routing Number is on the bottom left hand side of any check issued by SANTANDER BANK. In some cases, the order of the checking account number and check serial number is reversed. Save on international money transfer fees by using Wise, which is up to 8x cheaper than transfers with your bank.