Is the apple credit card good

Apple Card. Rewards: The Apple Card offers cash back that can be used anywhere, at any time. Use the cash back to pay for groceries, pay a friend or pay down your credit card. The cash back is ...

The Apple Card is a no-annual-fee cash back credit card that is issued by Goldman Sachs bank. The branded card is promoted as a way to connect your day-to-day purchases seamlessly with your iPhone or iPad. The hook for this card is that you’ll earn 3% cash back on purchases made directly through Apple, …Why We Like It: The Chase Sapphire Preferred® Card is the best credit card for good credit because it offers an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months.That can get you $750 in travel if you book through Chase Ultimate Rewards. You’ll also get 5 points per $1 spent on travel purchased through Chase, 2 …Jan 30, 2024 · Apple in August 2019 released the Apple Card, a credit card that's linked to Apple Pay and built right into the Wallet app. Apple is ... a good motivator to use ‌Apple Pay‌ where available. Sep 7, 2020 ... Apple Credit Card: What's the Deal? · Total integration and dependence on iPhone · Integration with Apple Pay · Clear and intuitive dashboa...L ate this summer, Apple will drop a major bomb on the credit card landscape. CEO Tim Cook announced via the company’s quarterly earnings call that the tech company will release its first credit card, aptly titled the Apple Card, this August. Apple enters the credit card space with the mantra that this is a card “created by …

The Apple Card is a rewards credit card with an interesting cash back program. ... Let's look at what's good about the Apple Card. First, there's the transparency factor. If you want a card that ...It’s simply not a credit card good enough for me to put more manual effort into budgeting for. In my opinion, of course. ... The Apple Card is only good for the zero interest financing on Apple products. If they made it a flat 2% back card it would be one to get, but Goldman is already hurting in their consumer business. ...The Daily Cash system is awesome and I wish other credit cards would have something similar. Most of the ones I know either have a cash-back minimum and/or you have to …Aug 20, 2019 · Beyond the tie-in with Apple Pay, the Apple Card is fundamentally a typical credit card. Apple partnered with Goldman Sachs and Mastercard to create it, and you’ll need a long credit history to ... Before the Apple Card came out, rumors swirled that Apple would make its own credit card. A lot of people laughed at the idea, thinking it was ridiculous. I was originally one of those people, but ...A subreddit for discussing credit cards. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. ... I think so. 2% with Apple Pay is good but to me the biggest aspect is the Apple financing. I have the money to … 1%-3% Cashback. Intro Offer. N/A. Recommended credit score. Intro APR. N/A. Regular APR. 19.24%-29.49% Variable APR. Rates, fees and offers. Annual fee. No Fees* Rewards rate. Apple Footer * Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple …

The Apple Credit Card won’t fit every situation, but here are a few instances where it could make sense: ... You typically need at least good credit to qualify for the Apple Card. The non-ideal Apple Card user is likely someone who can’t qualify for the card, would prefer a travel-focused credit card, can’t take …Dec 18, 2023 · Which credit card earns more cash back overall? Based on identical spending inputs, you’ll earn $120.00 cash back per year with Apple Card and $240.00 with Fidelity Rewards Visa Signature Card. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The Apple Card is a no-annual-fee credit card that has some flash but lacks overall substance — especially if you’re not a user of Apple products. But if you are, Apple makes it easy for …Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...Apple Card is a free CC with good entry-to-mid level benefits, and they also approve people with subprime credit. If you’re someone that spends enough money reap the benefits of a big boy card, great. ... Most credit card companies pay thousands of dollars to acquire new customers, whether it be through celebrity marketing, 0% …

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An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium rectangle from the fruit company. ... He got approved for 1K with the highest APR but it's his very first credit card ever. It can be a good …In the last month, Apple has launched its take on the buy now, pay later craze — Apple Pay Later — and, now, the savings account. Both the credit card and savings account work through a ...6 days ago · This credit card is a good fit for: iPhone users who want an easy-to-understand credit card with zero fees and cash back. Features and benefits The Apple Card provides a different experience than ... Apple Cash must be tied to a debit or prepaid credit card. Users must be at least 18 years old. Payments are sent and received through Messages on your iPhone, iPad, or Apple Watch.Aug 22, 2019 · The Apple Card requires a minimum 600 FICO credit score, making it possible to get approved with fair credit. ... If rewards are important to you, though, the Apple Card likely isn't a good fit ... Apple launched its account with an impressive 4.15% APY, and has since increased it to 4.5%. At the time of publication, the best rates you can find from online …

Jul 8, 2021 ... With so many great credit card options available, the Apple Card is probably not the best credit card for most people in 2021 due to its ...Jan 30, 2024 · Apple in August 2019 released the Apple Card, a credit card that's linked to Apple Pay and built right into the Wallet app. Apple is ... a good motivator to use ‌Apple Pay‌ where available. The Apple Card does not charge Foreign Transaction fees. These can typically be 2% to 5% of the transaction, so that can be a large savings. Payment conversion is done at the rate Goldman Sachs is charging on the day the charge is presented. In remote/rural locations that can be up to a week after the actual sale.The Apple Credit Card has some financing appeal for new Apple purchases. Apart from that, the card is not a good choice for people who plan to carry a balance from month to month, thanks to an APR that could be anywhere from 10.99% to 21.99% , depending on an applicants creditworthiness.The Apple Card credit card was introduced in August 2019. It quickly generated plenty of interest, especially among millennials, who comprise 70 percent of Apple Card holders, acco...Fair: 580 to 669. Good: 670 to 739. Very good: 740 to 799. Excellent: 800 to 850. Because your TransUnion credit report is reviewed when you submit an Apple …Feb 21, 2022 ... Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple · With every purchase you make using your Apple Card with Apple ...Feb 14, 2022 ... My Favorite Card Picks ➡️ http://kevinyang.info/credit-cards Click "Show More" to see Ad Disclosure How good is the Apple credit card in 2 ... Apple. The Apple Card has our attention. Apple's new mostly digital credit card that's an extension of Apple Pay promises approval within minutes, up to 3 percent cash back, no late penalties and ... Here are the Apple Card’s most notable features: Cash-back rewards: Offers 3% cash back on Apple purchases, 2% on purchases made via Apple Pay and 1% on other transactions. No fees: The card ...A secured credit card is honestly the best option as a first credit card, especially if you’re establishing history. I think Discover is the only one where you get cash back rewards, so go with that first. Then as you build your credit history, apply for the Apple Card. 1. mibsting.

1. [deleted] • 3 yr. ago. Biggest advantage of Apple Card is that it syncs well with Apple ecosystem, the card is made out of titanium, has no foreign transaction fee and is a Mastercard. The 3% rewards are very specific and the 2% rewards on everything is good only if you use Apple Pay with the credit card.

Sep 6, 2019 ... Apple Card's cash-back reward doesn't impress me. Here's why. ... Please, don't fall for the hype around credit cards that give you cash back. The&n...The company announced today that the Apple Card credit card has more than 12 million customers. 30 percent of those people are actively using the card, making two or more payments per month. Apple Card Family has also seen strong uptake, with more than 1 million users sharing the card via Family Sharing, and 600,000 are set up as co-owners ...This is my Apple Card Review for 2022 where I go through everything that you need to know about the Apple credit card to answer the question, “Is the Apple C...Aug 18, 2023 · Has No Fees: Many card companies are cutting back on fees, but the Apple Card comes with absolutely none. Not regular ones, like annual fees. Not punitive ones, like for late payments or going ... The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. These steps are designed to improve your financial health by improving your access to credit. If your Apple Card application was declined, you might receive an opportunity to enroll in Path to Apple Card if Goldman Sachs …An unofficial community to discuss Apple Card / Apple Card high yield savings account / Apple Daily Cash and the related news, rumors, opinions and analysis surrounding the titanium rectangle from the fruit company. ... He got approved for 1K with the highest APR but it's his very first credit card ever. It can be a good …An Apple Cash card is required. Participants under 18 on Apple Card Family accounts must have the family organizer of their Apple Cash Family set up their own Apple Cash card. If you do not have an Apple Cash account, Daily Cash can be applied as a credit on account owner’s statement balance by contacting Goldman …Here are the Apple Card’s most notable features: Cash-back rewards: Offers 3% cash back on Apple purchases, 2% on purchases made via Apple Pay and 1% on other transactions. No fees: The card ...

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Apple Footer * Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple …Back in 2019, the partnership between Apple and Goldman Sachs may have been somewhat unexpected, given the finance giant's lack of experience in the credit card and consumer loans industry ...Image credit: Apple. 1. Apple Card offers spending insights that are easy for solopreneurs to track. When you use Apple Card, it gives you reports of where and how you spent your money. These are ...Dec 17, 2019 · The Apple Card is a good option, he adds, but not the only option. "Hopefully people don't see that as the only thing they can get," Khan says. Tags: credit cards , credit When Apple first announced its rewards credit card in August 2019, many people were excited about the prospect. Apple has dominated the tech space for a long …When you use your Apple credit card for purchases at Apple stores, Apple.com or iTunes, you will receive three points for every $1 spent. Anytime you use the card at restaurants you will receive two points per $1. All other purchases will earn one point per $1. When it comes time to redeem your points, you can do so for Apple or iTunes gift ...May 25, 2021 ... One great thing to note about the Apple Card is that you will only have a soft pull on your credit until you accept the terms offered by Apple ... Apple Cash is a digital card that lives in Wallet. It’s an easy way to send and receive money from Messages or from Wallet. And because it’s a digital card, your Apple Cash can be spent in stores, online, and in apps with Apple Pay. You can view your Apple Cash balance on your Apple Cash card in the Wallet app or in Settings > Wallet and ... To request a higher credit limit on your Apple Card, you can chat with a specialist. ... Build credit together, create spending limits, and learn healthy financial habits. Learn about Apple Card Family; Financial hardship support for Apple Card. Learn more about assistance plans and payment options if you are experiencing … ….

Annual Percentage Yield (APY) is 4.15 percent as of 4/14/2023. APY may change at any time. Maximum balance limits apply. Savings is available with iOS 16.4 and later. Accurate as of the time of publication. The national average rate referenced is from the FDIC’s published National Rates and Rate Caps for …You can view your credit card balance online on the card issuer’s website, on phone or email through a text message, or on an automated teller machine, according to Investopedia. Y...5 days ago · No, the Apple Card may not be good for students because the card requires at least good credit for approval. Unless you’ve managed to build good credit as a student, it’s unlikely that you will qualify for the Apple Card. Even if you meet the credit score requirements, the card offers bonus rewards only for shopping directly with Apple and ... Jan 10, 2024 · Goldman Sachs uses TransUnion and other credit bureaus to evaluate your Apple Card application. If your credit score is low (for example, if your FICO9 score is lower than 600), 5 Goldman Sachs might not be able to approve your Apple Card application. Why your credit score is used. Credit scores can indicate how you use and pay off debt. Which credit card earns more cash back overall? Based on identical spending inputs, you’ll earn $120.00 cash back per year with Apple Card and $180.00 with Capital One Quicksilver Rewards. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73.Jan 4, 2024 · The Apple Card is a no-annual-fee credit card that has some flash but lacks overall substance — especially if you’re not a user of Apple products. But if you are, Apple makes it easy for people with an Apple ID and an iOS device (such as an iPhone or iPad) to apply for its new card. Here’s what else you need to know about the Apple Card. Apple Footer * Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. Financing terms vary by product. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. See the Apple …Maria Adams, Credit Cards Moderator. @m_adams • 01/08/24. The Apple Card interest rate is 19.24% - 29.49% (V), with the actual rate depending on factors such as your income, credit history and existing debt. It’s also important to note that the Apple Card interest rate is variable, meaning that it can go up or …Apply for Apple Card on your iPhone. Open the Wallet app and tap the Add button. Select Apple Card, then tap Continue. Complete your application. Review and agree to the Apple Card Terms & Conditions. Accept your offered credit limit and APR. 3. After you accept your offer, Apple Card is added to the Wallet app and you can …The Apple Card has certainly turned plenty of heads since it launched last year. Some of the news has been good – like the card offering a new way for users to finance their iPhone purchases over time without paying interest. Other news has been less positive, including a recently launched investigation into claims the … Is the apple credit card good, [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1], [text-1-1]